The use of digital financial apps in Indonesia is increasing. This is in line with the National Non-Cash Movement (GNNT) program launched by the Government since 2014. People are now increasingly accustomed to using various digital financial products. Not to mention, digital wallet apps that often offer cashback, make people, especially urbanites and millennials more interested in using it.

Seeing this phenomenon, OY! Indonesia, an app from Indonesia which has been operating for three years now has evolved into a financial solution that is comfortable to use to manage daily financial transactions.

OY! Indonesia offers freedom of transactions between bank accounts. Simply by connecting a bank account or debit card, users can do any financial transactions, such as transferring money between bank accounts without administrative costs and without having to go to an ATM. Users can transfer money in three easy ways using Debit Card, Manual Pay, and Virtual Account.

CEO of OY! Indonesia Jesayas Ferdinandus revealed, he hopes in the future OY! Indonesia can become a platform that offers one stop financial solution. "Our long-term goal, OY! Can increase financial literacy that can drive the progress of national economy," Jesayas said in a statement.

Via OY! app, users can also top up for e-wallet free and make all routine bill payments. Users can not only pay bills, but can also 'collect' others to request 'joint ventures' to other people.

The increasing number of fintech services in Indonesia has led to differences in bank account choices, which often require users to pay administrative fees when making transfers. OY! Collaborates with a number of digital wallet apps, Go-Pay, DANA, E-Money, Paytren, Doku, XL Tunai, NU Cash, and Rekening Ponsel.

You also don't need to worry about security, as a personal financial solution, OY! has been licensed and supervised by Bank Indonesia.

Top picture source: Instagram @oyindonesia