Some of us might be ignoring the importance of having early financial plan, so the income we make each month just passes through our bank accounts. It supposed to save some money after we get a monthly salary.

Financial planning related to your goals. Find your specific goals, it leads you to specific ways you should put in your financial planning. Either short or long term, your goals are your biggest motivation in order to create good financial plan. You can choose easy and simple ways to reach those goals, with an important note, commitment.

If you succeed set salary for expenses and saving, without any specific goals, it cannot be used in best ways. For example, you can use saving money for investment or buying life insurance for parents and family. 

With a good financial planning, it can also control money you spend each month, either primary or secondary needs, to maintain financial stability. In other words, financial planning is your guide to create better future.