Feel your low income cannot satisfy your needs? How can save money with a low salary? Here are good tips to save money with a small salary.

1. Save Some Money

Make sure you save some money right after payday. A low income is not a barrier to save some money. It is a challenge, have a little extra money might be save you from emergencies. Right after payday, first thing to do is saving up, not paying bills or shopping. It probably sounds hard, but with discipline, consistent, it is possible to have large savings.

2. Make Two and More Bank Accounts

To make it easier for you, saving money after payday, you need to make two or more bank accounts. Choose bank that offering you lower administration fee each month. Also ask them to not make debit card, so there is no reason for you to do withdrawal with your saving money.

3. Set Withdrawal Time Each Week

This one is a must, you need to set withdrawal time each week. For example, in a week you need Rp200.000 for transportation and lunch, then you only need to do withdrawal for Rp200.000. It will push yourself discipline, to use available money, in your wallet without any thoughts to do another withdrawal again and again.

4. Keep Away from Credit

It probably gives you ease to have something you dreamed of, but it will determine how much debt you need to pay each month after you perform calculation. If you can keep yourself away from credit, you will end up with some saving money in the end of the month. 

5. Buying Your Needs with Best Price

Most people cannot afford discount, promo or any tempting offers after payday. While you deserve yourself a little treat after worked hard. Just remember, buy something you really need. Besides that, find the best price, compare prices before buy, you can choose the cheapest one, because inexpensive does not have to equate to poor quality.